YES it is still possible to get a home loan with no money down.

Even in today’s tough credit environment, home loans are still being offered with little or no down payment.

With the mortgage crisis still fresh in everyone’s minds, loans can be a bit tough to come by these days. Lenders are being more careful of who they lend to, and new government restrictions make it more difficult even for folks with good credit to qualify for some loans. But that doesn’t mean there isn’t any cash available anymore. You can still find affordable loan interest rates if you know where to look.

A great strategy to achieve Home Loans with NO DOWN PAYMENT is to combine local, state and/or Federal government grant money along with a conventional loan.

For buyers who want Home Loans with NO DOWN PAYMENT, the Department of Agriculture has the Rural Development Mortgage Guarantee program is wildly popular in its market.

The Veterans Affairs Department has a great guarantee in place for Home Loans with NO DOWN PAYMENT. As long as you happen to be a qualified veteran, you can apply with any private lender who administers loans with VA guarantees.

And finally, the Navy Federal Credit Union tries to help people in the armed forces buying a home for the first time, as long as the home costs no more than $650,000. They offer Home Loans with NO DOWN PAYMENT, and will fund the entire purchase price. And what is more, their funding fee is about half that of the Veterans Affairs loans.

Just remember…..you can still get home loans with no down payment!

Are you going to be around in 30 years? Who cares! As long as you get your mortgage and live in that fancy house you want so bad!

Ok – so I am playing around a little – but financial situations often require some creativity.

Take for example stated income mortgage loans which are still around in 2010 by the way.
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